Cruise ship sailing past a sunlit coastline

Cruise travel insurance

Sailing this year?

Optional cruise cover can be added to Single Trip and Annual Multi-Trip policies, protecting you against the disruptions that are specific to life at sea.

Get a quote Speak to our team: 0800 466 1174

Cruise cover available
Maximum age 79
Up to £10 million emergency medical cover

Cruise cover with Holiday Angel

Cruise cover can be added to Holiday Angel travel insurance when you get a quote.

What cruise cover includes

Missed departure: £500 Silver, £750 Gold, £1,000 Platinum to help you join your cruise at the next port
Cabin confinement: £50 a day up to £500 Silver, £75 a day up to £750 Gold, £100 a day up to £1,000 Platinum
Unused pre-paid activities: up to £500 Silver, £750 Gold, £1,000 Platinum
Missed excursions: £50 each up to £250 Silver or £500 Gold; £75 each up to £750 Platinum
Cruise interruption: up to £500 Silver, £750 Gold, £1,000 Platinum

If the ship's medical team decides you need to be airlifted to hospital on land, this is covered under the standard emergency medical cover, provided the emergency assistance team is contacted. Annual Multi-Trip customers can add cruise cover after buying, before the cruise departs. Excesses and full terms apply.

Cover & benefits

Compare the levels of cover

Holiday Angel cover comparison: Silver, Gold and Platinum
Benefit	Silver	Gold	Platinum
Cancellation	£3,000	£6,000	£9,000
Cutting your trip short	£3,000	£6,000	£9,000
Missed departure	£500	£750	£1,000
Trip delayPer 12 hours delayed, up to the total shown	£25 / £150	£40 / £200	£50 / £400
Trip abandonment	£3,000	£6,000	£9,000
Emergency medical expenses	£10 million	£10 million	£10 million
Inner limit: Emergency dental treatment (pain relief)	£250	£300	£500
Inner limit: Daily hospital benefitPer day, up to the total shown	£25 / £250	£50 / £500	£100 / £1,000
Personal accident (age 18 to 75)Accidental death or permanent total disability	£10,000	£25,000	£50,000
Delayed baggagePer 12 hours, up to the total shown	£25 / £100	£50 / £300	£75 / £750
Baggage and personal propertyLost, stolen or damaged. Single item limit £500 / £750 / £1,000	£2,000	£4,000	£6,000
Inner limit: ValuablesOverall limit, within the baggage limit	£1,000	£1,500	£2,000
Inner limit: Stolen money (adult)Per adult, up to the total shown	£100 / £200	£200 / £400	£250 / £400
Inner limit: Passport and travel documents	£200	£300	£400
Legal expensesPer person	£10,000	£15,000	£20,000
Personal liability	£1 million	£2 million	£2 million
Uninhabitable accommodation	£250	£500	£750
Kennel and cattery fees	£250	£500	£1,000
Policy excess	£60	£30	£0

Cancellation: £6,000
Cutting your trip short: £6,000
Missed departure: £750
Trip delayPer 12 hours delayed, up to the total shown: £40 / £200
Trip abandonment: £6,000
Emergency medical expenses: £10 million
Inner limit: Emergency dental treatment (pain relief): £300
Inner limit: Daily hospital benefitPer day, up to the total shown: £50 / £500
Personal accident (age 18 to 75)Accidental death or permanent total disability: £25,000
Delayed baggagePer 12 hours, up to the total shown: £50 / £300
Baggage and personal propertyLost, stolen or damaged. Single item limit £500 / £750 / £1,000: £4,000
Inner limit: ValuablesOverall limit, within the baggage limit: £1,500
Inner limit: Stolen money (adult)Per adult, up to the total shown: £200 / £400
Inner limit: Passport and travel documents: £300
Legal expensesPer person: £15,000
Personal liability: £2 million
Uninhabitable accommodation: £500
Kennel and cattery fees: £500
Policy excess: £30