UK, European & Worldwide travel insurance
Cover that keeps up with you.
Travel insurance for holidays near and far, with cover available up to age 79. Whether you’re travelling with pre-existing medical conditions or simply looking for quality cover, Holiday Angel offers a choice of protection to suit your needs.
- Single Trip and Annual Multi-Trip
- Silver, Gold and Platinum levels of cover
- Maximum age 79
- Up to £10 million emergency medical cover
- Pre-existing medical conditions considered
- Silver, Gold & Platinum cover
Pre-existing medical conditions
Medical conditions shouldn't stop the trip.
Holiday Angel has been designed with pre-existing medical conditions in mind. We consider hundreds of medical conditions, with a choice of cover levels that means you don’t necessarily have to compromise on important benefits such as cancellation cover, baggage protection or policy excesses.
You'll need to tell us about your medical history when you get a quote — cover is subject to acceptance and the policy terms, and any conditions accepted will be shown on your policy schedule.
- Cover considered for a wide range of pre-existing medical conditions
- Up to £10 million emergency medical cover
- Travel insurance available up to age 79
We're happy for you to telephone us to discuss your travel insurance requirements.
More journeys possible
Cover & benefits
Great cover. More choice.
Having a pre-existing medical condition shouldn’t mean settling for limited protection. With cancellation cover of up to £9,000 per person, generous baggage limits, up to £10 million emergency medical cover and excesses from just £0, Holiday Angel offers protection for more than just your medical needs.
| Benefit | Silver | Gold | Platinum |
|---|---|---|---|
| Cancellation | £3,000 | £6,000 | £9,000 |
| Cutting your trip short | £3,000 | £6,000 | £9,000 |
| Missed departure | £500 | £750 | £1,000 |
| Trip delayPer 12 hours delayed, up to the total shown | £25 / £150 | £40 / £200 | £50 / £400 |
| Trip abandonment | £3,000 | £6,000 | £9,000 |
| Emergency medical expenses | £10 million | £10 million | £10 million |
| Inner limit: Emergency dental treatment (pain relief) | £250 | £300 | £500 |
| Inner limit: Daily hospital benefitPer day, up to the total shown | £25 / £250 | £50 / £500 | £100 / £1,000 |
| Personal accident (age 18 to 75)Accidental death or permanent total disability | £10,000 | £25,000 | £50,000 |
| Delayed baggagePer 12 hours, up to the total shown | £25 / £100 | £50 / £300 | £75 / £750 |
| Baggage and personal propertyLost, stolen or damaged. Single item limit £500 / £750 / £1,000 | £2,000 | £4,000 | £6,000 |
| Inner limit: ValuablesOverall limit, within the baggage limit | £1,000 | £1,500 | £2,000 |
| Inner limit: Stolen money (adult)Per adult, up to the total shown | £100 / £200 | £200 / £400 | £250 / £400 |
| Inner limit: Passport and travel documents | £200 | £300 | £400 |
| Legal expensesPer person | £10,000 | £15,000 | £20,000 |
| Personal liability | £1 million | £2 million | £2 million |
| Uninhabitable accommodation | £250 | £500 | £750 |
| Kennel and cattery fees | £250 | £500 | £1,000 |
| Policy excess | £60 | £30 | £0 |
- Cancellation
- £6,000
- Cutting your trip short
- £6,000
- Missed departure
- £750
- Trip delayPer 12 hours delayed, up to the total shown
- £40 / £200
- Trip abandonment
- £6,000
- Emergency medical expenses
- £10 million
- Inner limit: Emergency dental treatment (pain relief)
- £300
- Inner limit: Daily hospital benefitPer day, up to the total shown
- £50 / £500
- Personal accident (age 18 to 75)Accidental death or permanent total disability
- £25,000
- Delayed baggagePer 12 hours, up to the total shown
- £50 / £300
- Baggage and personal propertyLost, stolen or damaged. Single item limit £500 / £750 / £1,000
- £4,000
- Inner limit: ValuablesOverall limit, within the baggage limit
- £1,500
- Inner limit: Stolen money (adult)Per adult, up to the total shown
- £200 / £400
- Inner limit: Passport and travel documents
- £300
- Legal expensesPer person
- £15,000
- Personal liability
- £2 million
- Uninhabitable accommodation
- £500
- Kennel and cattery fees
- £500
- Policy excess
- £30
Showing Gold cover. Tap Silver, Gold or Platinum to compare.
Trip types
Single Trip or Annual Multi-Trip?
The maximum age is 79 for both types of cover.
Over 79?
Holiday Angel is available up to age 79. If you're looking for travel insurance above this age, Just Travel Cover may be able to help.
Cruise travel insurance
Sailing this year?
Add optional cruise cover to your Holiday Angel policy for cabin confinement, missed port departures, missed excursions and cruise interruption, alongside up to £10 million emergency medical cover.
Optional cover
Optional cover for the way you travel
Optional cover can be added when you get a quote and is subject to the policy terms and the level of cover selected.
Policy documents
Read the policy documents
Read the details of your Holiday Angel travel insurance, including the cover, limits, exclusions and important terms that apply.
Policy Wording
Ref. 092026
The full terms and conditions of your Holiday Angel travel insurance, including what is and is not covered.
Download PDFInsurance Product Information Document (IPID)
Dated 07/10/2026
A short summary of the cover, the main limits and the significant exclusions that apply.
Download PDFHelp & FAQs
Frequently asked questions
Can't find what you're looking for? Our team is happy to talk things through with you.
Who we are
A new name. A team you can trust.
Holiday Angel is brought to you by Just Insurance Agents Limited, the established travel insurance business behind Just Travel Cover.
We’ve been helping people find suitable travel insurance since 1999, with particular experience supporting older travellers and those with pre-existing medical conditions.
And if you’d prefer to speak to someone? You’ll be talking to the same experienced team who help Just Travel Cover customers every day.
Find out more about Just Insurance AgentsPrefer to talk?
Speak to our team
If you'd like help choosing a level of cover, want to tell us about a medical condition or have a question about Holiday Angel before you buy, our team is happy to talk it through with you.
Speak to our team
Making a claim
Emergency abroad? Call Healix 24/7 on +44 (0) 208 608 4163. For all other claims, contact Sedgwick on 020 7858 1980 (Mon–Fri, 9am–5.30pm) or see how to claim.